Ford Lease & Car Loans in Sterling, VA

Providing Our Customers with the Financial Solutions They Need to Hit the Road with their Dream Car

Whether you're hoping to lease a new Ford, or finance a pre-owned model, the folks in our Finance Center have got you covered. We understand that both the financing and leasing process can be rather confusing for our Sterling, Fairfax, Manassas, Ashburn and Herndon area customers and that's why we take great care to ensure that all of your questions are answered when it comes to your next vehicle purchase. From helping you choose the perfect vehicle for your lifestyle, to walking you through either the financing or leasing process, the team here at Koons Sterling Ford has got you covered.

Once you've found the car of your dreams among our robust inventory of new, used and certified pre-owned Ford models, a member of our finance team will be more than happy to help you determine whether financing or leasing that dream car of yours is the best option for your monthly budget. Fortunately for you though, making such a determination is quite the easy feat. With a comprehensive selection of leasing and financing programs always being made available to our customers, along with a slew of rebates and incentives to match, structuring a program that fits within your budget is an easy feat to champion.

If you would like to learn more about what the team in our Finance Center can do for you when it comes to financing or leasing a new or used Ford, then we invite you to stop in to our showroom in Sterling, VA to speak with a member of our team today. Here at Koons Sterling Ford, our team members are committed to providing our Sterling, Fairfax, Manassas, Ashburn and Herndon area customers with an enjoyable, stress-free car shopping experience that keeps them returning to our full-service automotive dealership for many years to come.


No-Hassle Trade Evaluation

Our trade-in experts at Koons Sterling Ford will give you the most market reflective vehicle pricing for your used car, truck, van, or SUV. click here


Buy vs Lease

Buying a car is easy, how you pay for it is a little more involved. If you're looking for information on what works better for you click here.

You've got questions we've got answers.
  The FTC has some info for you on vehicle financing.

Auto Finance Vocabulary

Buying a vehicle is an easy process. Like any industry, however, the financing world has its share of odd and sometimes difficult to understand language. Here's a short list of the most common terms used during the finance process:

> APR:
The Annual Percentage Rate

> Assignment:
A transfer of a loan from one lender to another

> Base Price:
The costs of a car with standard equip incentives & freight

> Certificate of Title:
A Legal document issued by a state at the time of sale

> Co-signer:
A person who takes on a loan if the orig. borrower stops pay

> Default:
Failure to meet the terms of the loan

> Interest:
A percentage charge for a loan

Manufacturers Suggested Retail Price

> Refinance:
When one loan is used to pay off another

> Term:
The length of the loan, 24, 48, 60... months

> Underwriting:
Verifying the data used to obtain a loan

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