Ford Lease & Car Loans in Sterling, VA

There are a lot of options when it comes to finding the right new Ford model, but that doesn't have to be a bad thing, because our Sterling, Fairfax, Chantilly, Manassas, Ashburn, and Herndon customers have an advantage. Our team is ready to give you the assistance you need when finding the right financing option so you can cut to the chase and take your favorite car, truck, or SUV home sooner. Whether it's a lease or a loan, we can help you talk through the facts and get you into the right vehicle with ease. If you have a budget that is more appropriate for our used model inventory, you can enjoy our loan options that don't leave you out in the dark.

Since our team has been through the process before, we can talk to the banks and credit unions to help you get the best possible financing rate and get the vehicle you want within your budget.

Find the right option for you

Picking between a lease and a loan is easy when you have the facts. Here are some quick ways to evaluate which option makes the most sense for your budget.

  • Leases end every few years, giving you the chance for a new car, truck, or SUV at the end of your lease terms. With buying, you get to own your vehicle outright when the loan is up.
  • For a slightly smaller payment option, leasing is a good choice because you aren't taking a loan out for the full cost of the vehicle. Buying obviously will cost a little more, month to month, but will end in you owning the vehicle.
  • Leasing does mean mileage restrictions, so if you're a road warrior, buying may be the best option.

Stop by today to discuss the different lease and loan structures that you can take advantage of through our team here at Koons Sterling Ford. Our team has been through this process more times than we can count, making us a top choice for your financing needs. We look forward to offering you more assistance throughout this process of buying a new or used vehicle.


No-Hassle Trade Evaluation

Our trade-in experts at Koons Sterling Ford will give you the most market reflective vehicle pricing for your used car, truck, van, or SUV. click here


Buy vs Lease

Buying a car is easy, how you pay for it is a little more involved. If you're looking for information on what works better for you click here.

You've got questions we've got answers.
  The FTC has some info for you on vehicle financing.

Auto Finance Vocabulary

Buying a vehicle is an easy process. Like any industry, however, the financing world has its share of odd and sometimes difficult to understand language. Here's a short list of the most common terms used during the finance process:

> APR:
The Annual Percentage Rate

> Assignment:
A transfer of a loan from one lender to another

> Base Price:
The costs of a car with standard equip incentives & freight

> Certificate of Title:
A Legal document issued by a state at the time of sale

> Co-signer:
A person who takes on a loan if the orig. borrower stops pay

> Default:
Failure to meet the terms of the loan

> Interest:
A percentage charge for a loan

Manufacturers Suggested Retail Price

> Refinance:
When one loan is used to pay off another

> Term:
The length of the loan, 24, 48, 60... months

> Underwriting:
Verifying the data used to obtain a loan

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